Why Choose Us?
Billions of dollars of e-commerce processing history means important relationships is our business. We are the Jerry Maguire’s of the merchant processing world.
Start processing soon. Apply now and get your welcome email in as little as 20 minutes. Need to talk us about your business model first? Contact us with the links above.
Works with every platform and gateway like Authorize.net, NMI and more.
Sleep better knowing you’re in good hands. Emergency or urgent situation? We are just a phone call away nearly anytime of day or night. We go to bat for you.
Our relations and volume allow us to put more money in your pocket at the end of the day.
See How We Compare
Unlike the others, we have no list of fees.
See why smart business owners choose GroovePay™.
Other Merchant Providers
+$0.30 per transaction
Application Fee: $99
Monthly PCI Fee: $20
Annual Fee: $99
Minimum Processing Fee: $25/mo
Cancellation Fee: $495
International Sales Rates: 4.9% to 5.9%
Debit Card Transactions: Plus 1% to 2%
Gateway Fee: $40/mo
Long Term Contracts
Hidden Statement Fees
Slow Deposit Times
Slow Approval Process
No Relationship With The Owners
$125.00 + per month
with all factors. Plus higher rates, other international
plus costly contracts and cancellation fees.
+$0.25 per transaction⁺
No Application Fees
No Monthly PCI Fees
No Monthly Statement Fees
No Annual Fees
No Minimum Monthly Processing Fees
No Cancellation Fees
Flat Rate Pricing
Lowest Flat Rate for for Debit Card Transactions
Lowest Flat Rate per Transaction Fee.
No Gateway Fees
No Long Term Contracts. Month to Month.
Super Fast Deposits
Emergencies? Call us anytime, day or night. We
have your back.
* ⁺For qualified products and services
No Fine Print
Flat Rate Pricing
You don’t need to be an accountant to figure out your PayPal, Stripe or Merchant Account billing.
Same Rates Always Apply. Are you aware that Stripe, PayPal, and merchant processors all charge different rates for USA and Non-USA? Making a sale in Mexico? PayPal for instance is 4.40% plus $4.00 USD where we are the same flat rate. 2.85 plus $0.25. Don’t be fooled by the low BANNER price and pay more in the fine print.
Same Per Transaction Fees. You will also pay us only $0.25 per transaction. With PayPal and others it can be as high as $10 per transaction plus the processing fee.
The Volume Pricing Myth. Don’t get fooled by old articles online. PayPal no longer offers volume pricing. With GroovePay™, we have lower rates and no gateway fees. Contact us to see if you qualify.
vs. Stripe & PayPal
Stripe and PayPal may be easy to set up. But not any easier than GroovePay™ and GroovePay™ costs less. Period. While Stripe and PayPal may be all the rage, do a Google Search for “Stripe shut me down” or “PayPal shut me down”. You see? You must have a backup plan. Get GroovePay™ today! Read below to get the real facts and see why real sellers use GroovePay™.
1. For qualified products and services.
2. United States transaction fees. Stripe and PayPal transaction fees vary by country. GroovePay™ does not.
3. PayPal Payments Pro allows you to provide a fully customized checkout experience on your site and includes virtual terminal.
4. PayPal cross border fees.
5. International cards are free, but currency conversion costs 1%. Example: You connect a GBP bank account to Stripe, but charge in USD. Stripe will automatically convert your funds to GBP (for a 1% fee) and deposit them into your GBP bank account. If you instead charged in GBP (or connected a USD bank to Stripe), it would be free.
6. $10 monthly + $0.05 per transaction. Excludes express checkout transactions.
What Makes Us Unique?
Stripe is an alternative, not a supplement to a Merchant Account.
PayPal is a great supplement to a merchant account. While you can use just PayPal, you will lose sales because not everyone has a PayPal account or likes to checkout at PayPal.
Save Time and Money
GroovePay™ approval is as fast as Stripe, cost less, is super easy to use and that means it will put more money in your pocket.
The Stripe Risk
Stripe is quick to approve because they only ask questions after they see your first few sales. If they don't like what they see you get shut down and then you can never get another Stripe account again. This could take your business offline for weeks at the worst possible times. Worse yet, when you later apply for a Merchant account, you are asked if you have ever been shut down before. That's one Red-Flag question you never want to reply with "Yes. Stripe shut me down." Contact us today and let us take the worry out of your processing. GroovePay™ sellers sleep well at night... Shouldn't you?
Don't Risk Losing PayPal
You don't want to run your volume for all your stores and sites with PayPal. If you make the smallest mistake it could be game over. Once you lose a PayPal account you can never get it back, Then you can't receive or send payments or get affiliate payouts. Get GroovePay™ today and have a Backup plan.
PayPal + GroovePay™
Tests have proven its always best to offer Credit Card Checkout (like GroovePay™) along with PayPal for the best conversions.
Live outside the USA?
No Fine Print
For Non-US businesses we can also help. If you’re in Canada and even if you’re a startup. We can also help you if you’re in the UK, European Union, Australia and New Zealand.
Sell to a global market?
Sell to anyone with a credit card all over the world.
Whether you are selling to someone in Italy, or Down-Unda, Australia, Mexico – it’s no fuss with us. Again, as long as your buyer is not on the USA’s naughtly list of bad countries, GroovePay™ is for you.
4 Steps Away
Of Getting The Best Processing
Talk to Us – 1-844-GROOVE-1
Let’s talk and we can show you why we are the best option for you. With experience in over half a billion dollars in annual processing, no one has more experience in processing for digital and physical products than our team.
Easy online application.
Fast approvals to get you processing sooner.
Sales can be run as soon as you activate your account.
Who We Can Help
Historically, we’ve partnered with and processed the payments for the Who’s Who of the internet marketing and e-commerce communities.
Influencers, Educators, Passion Project Experts, Launch Gurus
Physical Products, Print-On-Demand, Drop Shippers
Health and Wellness
Fitness, Diet, Health Marketing Educators
Authors, Speakers, Coaches, and Consultants
Large Multi-Speaker Sales Events, Workshops
SAAS, Online Software, Apps, Desktop Software
Brick And Mortar, Salons, Storefronts, Food Services
B2B, Agencies, Accounting, Advertising, Legal
Meet Our Founders
Leveraging our knowledge of process, platforms and relationships for you.
Matt is co-founder of GroovePay™ and has more than 10 years of senior and executive-level management experience in executive operations, sales, P&L, and the field of e-commerce. Former COO of Prestashop as well as former consultant for Office Depot. Matt brings years of e-commerce marketing and development experience to GroovePay™.
Mike is co-founder of GroovePay™ and was the co-founder of companies such as Kartra, WebinarJam, EverWebinar, and Marketers Cruise. Mike has launched and sold many multi-million dollar brands and the companies he has founded have done more than or sold for a combined $100 million in revenue and sales. Mike's relationships with leaders in the industry allows GroovePay™ to have the most intimate understanding of what a digital and e-commerce marketer needs.
John is co-founder of GroovePay™ and is a serial entrepreneur who has a deep understanding of e-commerce as an online merchant. His e-commerce stores do 6-figures per month in volume. John knows what e-commerce marketers need when it comes to processing and that allows GroovePay™ to be a leader in merchant processing for e-commerce sellers.
Easy integration with GrooveKart™ and other e-commerce platforms!
We will work on your behalf to make sure your online payment processing is smooth and reliable.
GrooveSell™ Digital Marketing Solution and GrooveKart™ eCommerce Solution
Groove provides an online digital marketing and e-commerce platform to easily sell products online.
Get Approved Fast
Fast and easy approvals to start taking online payments quickly.
Bring your own gateway or get a merchant account and gateway with our partners.
A merchant account allows you to have the full payment processing abilities of large businesses, offering you flexibility and protection that isn't always found with "light" versions payment processing options.
Besides pricing advantages, having a bank sponsored merchant account gives you credibility with your customers and offers payment options to your customers who do not want to use PayPal.
Stripe is an option many small merchants use to process payments, but it does not offer the flexibility of a bank sponsored merchant account. Simply put, having a bank sponsored merchant account allows your company to process more e-commerce credit card sales than typical online payment solutions. Your customer never knows the difference between Stripe and a bank sponsored merchant account. A bank sponsored merchant account provider works hard to understand your business model, which may generate large fluctuations in your credit card processing volume. With bank sponsored merchant accounts you can have back-ups or get others in the case of a shut down or suspension. You can also get better rates that with Stripe. If you lose your stripe account you can't get a new one and won't have a backup solution. Stripe is quick to approve and will only do due diligence after your do any volume. Which means you can get shut down after all your hard work is in place. A bank sponsored merchant account through GroovePay™ will do these things upfront so you don't get surprises later.
If you're using Shopify Payments, then you already know the high cost involved. Add a real merchant account option to your backend in order to save money on your processing fees.
That's fantastic! We are always seeking out merchants who have current processing that need better rates and better service. In addition, most marketers have several merchant accounts as backups.
Online ecommerce merchants and digital marketers often times experience large swings in processing volume, leading to merchant account providers placing holds or restrictions on your accounts. GroovePay™ partners with processing entities who understand our merchants, their business and online sales that fluctuate.
Yes. Avoid chargebacks and disputes that arise from using generic business names when you sell online. It is advisable to keep your merchant accounts, and branding/websites in alignment so that a customer recognizes the name of your brand/website/product immediately.
We are the Jerry Maguire of the Merchant Processing Business. GroovePay™ functions as a relationship payment provider, using our base of merchants and knowledge of the industry to develop strong relationships with our preferred payments partners. We understand the peaks and valleys in online sales, often acting as a mediator on behalf of GroovePay™ merchants with our preferred payments partners. Our background in ecommerce and risk management gives us unique leverage and the ability to speak in payment processing language to our preferred payments partners.
Yes. We work with all of these online platforms, and many others.
Yes. If you need a merchant account for live events, call centers, high-end coaching. We can help. If you have had processing problems in the past we may still be able to help. Prior Reserves? We can help. Lost your PayPal or Stripe? We can help. Bad credit? We can help. We have made connections for any need.